States · Kentucky · Herrington Lake

Herrington Lake, Kentucky

Kentucky's deepest lake at 249 feet. Built in 1925 by Kentucky Utilities to generate hydroelectric power. Owned by a private utility — not USACE, not TVA — which changes nearly every regulatory question a buyer needs to ask. Lexington is 25 miles north. The lake buyers find when they want depth, history, and proximity to the Bluegrass.

Operator:Kentucky Utilities Company (KU) — Private Utility
Surface Area
2,335 acres
Shoreline
325 miles
Max Depth
249 feet (deepest in KY)
Operator
Kentucky Utilities (KU)
KY Counties
Mercer, Garrard, Boyle
Summer Pool
~740 ft above sea level
Winter Pool
~725 ft above sea level
Data Verified
July 2026
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A Private-Utility Lake in the Heart of the Bluegrass

Herrington Lake is one of the oldest major reservoirs in the eastern United States, created in 1925 when Kentucky Utilities dammed the Dix River to generate hydroelectric power. The Dix Dam — the largest earth-filled dam in the world at the time of its construction — created a 2,335-acre lake that reaches 249 feet at its deepest point, a depth unmatched by any other Kentucky lake. Kentucky Utilities Company owns the shoreline to elevation 760 feet above sea level, making Herrington Lake fundamentally different from Corps of Engineers lakes like Lake Cumberland or Dale Hollow, and from TVA lakes like Kentucky Lake. Dock permits, shoreline access, and water level management are all governed by county ordinances and KU's operating decisions — not federal agencies with published permit processes.

The lake sits at the boundary of Mercer, Garrard, and Boyle counties. Harrodsburg — the oldest permanent English settlement west of the Allegheny Mountains — anchors the Mercer County shore. Danville, home to Centre College, is approximately 20 minutes from most lake properties. Lexington, with the full amenity set of a mid-size Kentucky city including UK Medical Center, is approximately 25 miles north.

The Coal Ash History: What Every Buyer Deserves to Know

The E.W. Brown Generating Station on the Mercer County shore has burned coal since the 1950s. Coal ash ponds associated with the plant have leaked selenium, arsenic, and boron into the lake's groundwater. This is documented in Kentucky Division of Water records, KU's own testing, and federal court filings. KU spent over $100 million closing ash ponds under EPA requirements. The current fish consumption advisory status for Herrington Lake should be confirmed directly with the Kentucky Department for Environmental Protection (dep.ky.gov) before purchasing — particularly for buyers who plan to eat fish they catch. This is the defining disclosure issue at Herrington Lake that no local agent website addresses.

No competitor site discloses this. No listing agent volunteers it. It belongs in every buyer's research before making an offer on any Herrington Lake property.

Everything We Cover on Herrington Lake

Independent research across every topic lake buyers ask about.

Money & Costs

The Real Cost of Living on Herrington Lake

Full carry-cost table for a $450K lakefront home — the honest all-in number.

Property Tax by County

Mercer, Garrard, and Boyle County rates with senior exemptions calculated.

Lakefront Insurance

KU-owned shoreline raises dock coverage questions a standard HO-3 doesn't address.

Dock & Shoreline

Dock Permits: County Ordinance, Not KU or Federal

Permits come from the County Judge Executive — Mercer, Garrard, and Boyle each have their own ordinance.

Water Levels — Rainfall-Dependent, Not a Managed Drawdown

KU targets 740 ft summer, 725 ft winter. Rainfall controls actual levels. Can rise 15 ft in one day.

Local Guidance

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Buying & Ownership

Buying on Herrington Lake: What to Verify First

Coal ash disclosure, KU shoreline ownership, rainfall water levels — 4 due diligence questions unique to Herrington.

Neighborhoods & Communities

Chimney Rock, Woodlawn Estates (Pete Dye golf), Homestead Herrington. Three county sub-markets compared.

What Nobody Tells You About Herrington Lake

E.W. Brown coal ash ponds, KU owns shoreline to 760 ft, levels can swing 15 ft per day.

Lifestyle

Year-Round Living on Herrington Lake

25 miles from Lexington. Natural gas near Harrodsburg. Lake never freezes in normal winters.

Retiring on Herrington Lake

Ephraim McDowell in Danville 20 min. UK Medical Center 25 miles. Social Security fully exempt.

Community & Lifestyle

100-year Bluegrass lake community. HLCL active since 2001. Lexington remote workers growing.

Practical Living

Three school districts, cable in established communities, Ephraim McDowell 20 min.

Recreation

Boating on Herrington Lake

249-ft depth, limestone palisades, 4 marinas. No-wake coves. Jet skis permitted. Check level: 859-748-4685.

Fishing on Herrington Lake

12-inch largemouth minimum — 1 of only 5 KY lakes. Hybrid striped bass. Spring crappie in coves.

Dining on Herrington Lake

Chimney Rock Marina Restaurant on the water. Harrodsburg 15 min. Danville 20 min. Lexington 30-35 min.

Things to Do

Peninsula Pete Dye golf at Woodlawn Estates. Old Fort Harrod. Shaker Village 15 min. UK athletics 30 min.

Herrington Lake by Season

Spring crappie in coves, white bass run. Summer pool 740 ft. Fall largemouth. Open water year-round.

Vacation Rental & Investment Guide

Lexington 25 miles drives weekend demand. Coal ash is a guest disclosure question you must answer honestly.

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