States · Kentucky · Wood Creek Lake

Wood Creek Lake, Kentucky

A 625-acre municipal water supply lake in Laurel County, 6 miles northwest of London and 9 miles from I-75 Exit 41. Home of the former Kentucky state record largemouth bass — 13 pounds, 10.4 ounces, caught in 1984. No USACE dock permits required. A 12-to-15-inch protective slot limit protects the trophy bass population. Rainbow trout stocked. 127-foot maximum depth near the dam. The only Kentucky lake in this documentation where the dam IS the interstate highway fill embankment.

Operator:City of London / Laurel County Water District
Surface Area
625 acres
Max Depth
127 feet (at dam)
Operator
City of London / Laurel Co. Water District
County
Laurel County, KY
Dam Built
1969 (I-75 highway fill embankment)
Dock Permits
No USACE permit required
London
6 miles (Baptist Health 8 min)
Data Verified
July 2026
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Categories: Trophy Fish · Sunsets · Dock Life · Lake Moments

The Lake That Was Built for Interstate 75

Wood Creek Lake was created in 1969 not for flood control, not for power generation, but for drinking water — and the dam that impounds it is the fill embankment of Interstate 75, approximately 9 miles north of London at Exit 41. The highway fill embankment as dam is not a coincidence or a secondary use: the I-75 construction required the impoundment, and the resulting lake became the municipal water supply for northern Laurel County and surrounding areas, serving approximately 15,000 people. Every other Kentucky lake in this documentation was built by the Army Corps of Engineers, a private utility, or a dedicated dam project. Wood Creek Lake was built by the interstate highway.

The practical consequence for property owners is the single most important difference between Wood Creek Lake and every other Kentucky lake documented here: there is no Army Corps Shoreline Use Permit required. No Louisville District. No Nashville District. No Form 4264, no Red Line / Yellow Line boundary framework, no personal-use clause restricting rental guests from using the dock, no permit that fails to auto-transfer at closing. The City of London and Laurel County Water District manage the lake. The regulatory picture is fundamentally simpler than USACE reservoir ownership.

The State Record Bass and the Protective Slot

The 13-pound, 10.4-ounce largemouth bass caught at Wood Creek Lake in 1984 established the lake's identity in Kentucky bass fishing circles. KDFWR responded to the lake's trophy bass potential with a 12-to-15-inch protective slot limit — all largemouth and smallmouth bass between 12 and 15 inches must be released. The result, sustained over decades, is a bass population with consistent strong representation of quality fish. Walleye carry an 18-to-26-inch protective slot with a 2-fish daily creel. Rainbow trout are stocked periodically, enabled by the 127-foot maximum depth that maintains cold enough water for trout survival.

Wood Creek Lake is not a well-known lake. It does not have a marina. It does not attract tournament traffic. On most weekdays, the boat count on 625 acres of clear eastern Kentucky water is two or three fishing boats. That combination — obscurity, fishery quality, and quiet — is what it sounds like, and it is exactly what certain buyers are looking for.

Everything We Cover on Wood Creek Lake

Independent research across every topic lake buyers ask about.

Money & Costs

The Real Cost of Living on Wood Creek Lake

Laurel County rates near 0.50-0.65%. No USACE permit fees. London 6 miles. I-75 access. Smaller lake, smaller price points. Full annual carry-cost table.

Property Tax

Laurel County (London) all one county — no multi-county complexity. Effective rates near 0.50-0.65%. Kentucky exempts Social Security and pension income.

Lakefront Insurance

No federal USACE permit complicates dock coverage. Municipal supply lake. Eastern KY wind risk drives homeowner premiums. Inland marine floater for the dock.

Dock & Shoreline

Dock Permits: No USACE Required

Wood Creek Lake is a municipal water supply — not a Corps reservoir. No Louisville District permit. No Nashville District permit. No federal Red Line. Simpler than all other KY lakes documented here.

Water Levels — Stable Supply Lake

No Army Corps seasonal drawdown. Water levels managed for drinking water supply, not flood storage. More stable year-round than USACE reservoir lakes in the same region.

Local Guidance

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Buying & Ownership

Buying on Wood Creek Lake

No USACE permit transfer required at closing — a significant simplification. Confirm water district rules for docks. Bass and walleye slot regulations. London 6 miles, I-75 at Exit 41.

Neighborhoods & Communities

Single-county market in Laurel County. London 6 miles. Daniel Boone National Forest surrounding terrain. One public ramp. No HOA communities. Cabin rental sites on waterfront.

What Nobody Tells You About Wood Creek Lake

The 1984 state record bass is why the slot limit exists — and the slot is why the trophy bass population persists. No marina. Trout stocked here, which is unusual for southeastern KY.

Lifestyle

Year-Round Living

London 6 miles for services and Baptist Health hospital. I-75 Exit 41 for Lexington 75 miles north and Knoxville 80 miles south. Daniel Boone National Forest on the doorstep.

Retiring on Wood Creek Lake

Baptist Health London 6 miles — closest hospital to any KY T2 lake we document. UK Medical Center 75 miles via I-75. Laurel County tax near 0.50-0.65%. Kentucky exempts Social Security.

Community & Lifestyle

Fishing-focused community. No HOA. No USACE overhead. Daniel Boone National Forest surroundings. London civic life. Quiet lake — few boats midweek. Eastern Kentucky outdoor culture.

Practical Living

Laurel County Schools. Baptist Health London 6 miles — best healthcare proximity of any KY T2 lake. Starlink at lake addresses. Propane standard. I-75 to Lexington 75 miles.

Recreation

Boating on Wood Creek Lake

Single public ramp on Swiss Colony Road. No marina, no fuel dock. 625 acres of quiet clear water. 127-ft deep near dam. Jet skis allowed. Self-sufficient lake — bring your own fuel.

Fishing on Wood Creek Lake

Former state record largemouth: 13 lbs 10.4 oz, 1984. Protective slot 12-15 inch on LM and SM. Walleye slot 18-26 inch. Rainbow trout stocked. 127-ft depth supports cold-water species.

Dining

No on-lake restaurant. London 6 miles for county-seat dining. Corbin 20 min (KFC birthplace). Lexington 75 miles north via I-75 for full urban dining.

Things to Do

Daniel Boone National Forest surrounds lake. Cumberland Falls 30 min — only moonbow in Western Hemisphere. Red River Gorge 70 miles north. Lexington 75 miles. Knoxville 80 miles.

Wood Creek Lake by Season

Spring bass spawn in clear water, trout stocked. Summer glass-smooth water and midweek solitude. Fall DBNF hardwood color. Winter open water and deer season in national forest.

Vacation Rental & Investment Guide

Fishing-focused STR market: state record bass legacy draws serious anglers. No USACE dock permit restriction — guests can use the dock. Niche market, not mass market.

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