States · Tennessee · Cordell Hull Lake

Cordell Hull Lake

The only major Tennessee lake in this research set operated by the U.S. Army Corps of Engineers rather than TVA. Cordell Hull Lake sits on the Cumberland River 40 miles east of Nashville, named for Nobel Peace Prize winner Cordell Hull who was born in Pickett County, Tennessee. Al Gore grew up near Carthage, five miles from the dam. The USACE dock permit process is different from TVA — and most buyers who come from TVA lake markets do not know that until they are already under contract.

Operator:U.S. Army Corps of Engineers — Nashville District
Size
~12,000 acres / 381 miles shoreline
Operator
U.S. Army Corps of Engineers (Nashville District)
Counties
Smith, Jackson, Clay, Pickett, Overton
Full Pool
~500 ft above mean sea level
Drawdown
~5 ft (relatively stable)
River
Cumberland River
Nearest Town
Carthage, TN (5 mi from dam)
Data Verified
June 2026

Planning a move to Cordell Hull Lake? We'll connect you with a local specialist who knows this lake.

Find My Specialist

USACE vs TVA: The Most Important Difference

Most Tennessee lake buyers in this market know TVA — Tennessee Valley Authority, the federal agency that operates most of Tennessee's major lakes. TVA owns the shoreline below the pool contour, issues Section 26a dock permits, and manages reservoir operations for flood control, navigation, and hydroelectric generation. The permit process, transfer rules, and land management framework that TVA buyers learn applies to Watts Bar, Norris, Chickamauga, Cherokee, Dale Hollow — essentially every lake in the East Tennessee and Middle Tennessee TVA system.

Cordell Hull Lake is different. It is operated by the U.S. Army Corps of Engineers, Nashville District — not TVA. The Corps built Cordell Hull Dam in 1973 on the Cumberland River, 76 years after TVA began building its system. The dock permit framework, the land management rules, the public recreation infrastructure, and the flood storage operation all follow USACE regulations rather than TVA policies. Buyers who have researched TVA lakes extensively and think they understand lakefront ownership in Tennessee need to reset their assumptions at Cordell Hull.

The Corps of Engineers Nashville District oversees J. Percy Priest Lake (also in Tennessee), Old Hickory Lake, and Cordell Hull Lake among its Tennessee reservoir system. Buyers who have researched J. Percy Priest or Old Hickory Lake — Corps lakes closer to Nashville — will find the Cordell Hull permitting framework more familiar than TVA lake buyers.

The lake itself is substantial — approximately 12,000 acres with 381 miles of shoreline across five counties (Smith, Jackson, Clay, Pickett, and Overton). Cordell Hull Lake runs roughly 72 miles up the Cumberland River from the dam near Carthage. The USACE manages significant public recreation infrastructure on the lake, including Defeated Creek Campground (155 sites), Salt Lick Creek Campground (150 sites), Defeated Creek Marina, and multiple boat launch facilities — a recreation infrastructure comparable to what Tennessee State Parks provides at Pickwick Landing.

Cordell Hull: The Person

Cordell Hull served as U.S. Secretary of State from 1933 to 1944 — the longest-serving Secretary of State in American history. He was born in 1871 in Overton County, Tennessee, in the same Cumberland plateau hill country that the lake now covers. Hull was awarded the Nobel Peace Prize in 1945 for his work in establishing the United Nations. The lake was named in his honor when USACE completed the dam in 1973, 22 years after his death.

Former Vice President Al Gore grew up in Carthage, Tennessee, five miles from Cordell Hull Dam. The connection between the lake and the Gore family is part of Carthage's local identity. The Carthage area is also known as home to the historical "Crab Orchard" Overton County community and to the broader Cumberland River agricultural heritage of this section of Middle Tennessee.

Everything We Cover on Cordell Hull Lake

Money & Costs

The Real Cost of Living on Cordell Hull Lake

USACE private dock fees are different from TVA. Smith County and Jackson County tax rates. All-in annual cost on a Cordell Hull lakefront that stays near full pool year-round.

Property Tax: Smith, Jackson, Clay, Pickett Counties

Cordell Hull Lake spans five counties with meaningfully different rates. The full county-by-county breakdown with trustee contacts and 2025 verified figures.

Lakefront Insurance on Cordell Hull Lake

Rural Cumberland River plateau county rates, agricultural runoff water quality context, and what USACE operator status means for flood insurance mapping.

Dock & Shoreline

Cordell Hull Lake Dock Permits — USACE vs TVA: What's Different

USACE Nashville District issues dock permits — not TVA. The process, costs, and transfer rules are different from what TVA lake buyers know. The critical differences explained.

Water Levels on Cordell Hull Lake: The 5-Ft Cumberland Drawdown

Five-foot drawdown on the Cumberland River system — stable enough for year-round dock access. USACE operations vs TVA: what the operator difference means for pool management.

Cordell Hull Lake Specialist

This is exactly the kind of detail a local Cordell Hull Lake specialist navigates every day. Want an introduction to someone who knows this lake inside out?

Find My Cordell Hull Lake Specialist
Buying & Ownership

Buying on Cordell Hull Lake: USACE Due Diligence

USACE dock permits transfer differently than TVA. Agricultural runoff disclosure. Five-county market means five different tax and service environments. The complete checklist.

Neighborhoods on Cordell Hull Lake

From Defeated Creek Campground south through the Smith County market toward Carthage. How the five-county Cordell Hull market distributes and what buyers choose.

What Nobody Tells You About Cordell Hull Lake

It's not TVA — it's the Army Corps of Engineers. Agricultural runoff from the Cumberland plateau is real. Al Gore grew up near the dam. The facts buyers miss.

Lifestyle

Year-Round Living on Cordell Hull Lake

Carthage 5 miles from the dam. Nashville 40 miles west. Lebanon in the middle. What full-time rural Cumberland River plateau living actually looks like.

Retiring on Cordell Hull Lake

Zero TN income tax, rural Cumberland plateau county tax rates, and 40 miles from Nashville. The Cordell Hull retirement case for buyers who want quiet with city access.

Recreation

Fishing Cordell Hull Lake — Bass, Crappie, Walleye on the Cumberland

Cordell Hull Lake has a consistent bass fishery and a walleye population that surprises most visitors. Defeated Creek Marina. Cumberland River crappie. Full fishing breakdown.

Boating on Cordell Hull Lake

381 miles of shoreline, Defeated Creek and Salt Lick Creek campgrounds, USACE-managed recreation. What boating the Cumberland River on Cordell Hull looks like.

Ready to Find Your Place on Cordell Hull Lake?

Tell us what you're looking for and we'll connect you with a verified Cordell Hull Lake specialist who can answer your specific questions and help you find the right property.

Find My Cordell Hull Lake Specialist

Free. No obligation. We match you — we don't sell your information.