States · Tennessee · Pickwick Lake

Pickwick Lake

TVA's three-state lake — 43,100 acres across Tennessee, Alabama, and Mississippi. Pickwick Dam sits in Hardin County, Tennessee, 506 families displaced during construction. The lake was named for a Dickens novel by the community that settled the original Pickwick Landing. Navigation reservoir design means only a 6-foot drawdown, keeping docks in the water year-round. TWRA says the smallmouth fishing rivals Dale Hollow. Memphis is 90 minutes west.

Operator:Tennessee Valley Authority (TVA)
Size
43,100 acres (TN/AL/MS), ~6,159 TN acres
Operator
Tennessee Valley Authority (TVA)
TN County
Hardin County
Full Pool
408 ft above mean sea level
Drawdown
~6 ft (navigation reservoir)
Nearest Town
Savannah, TN (~20 mi north)
States
Tennessee, Alabama, Mississippi
Data Verified
June 2026

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The Lake at a Glance

Pickwick Dam was completed by TVA in 1938 on the Tennessee River in Hardin County, Tennessee — three years before Pearl Harbor, at the height of the New Deal public works program. The construction required the relocation of 506 families from the reservoir footprint in Hardin County and the adjacent Alabama and Mississippi portions of the future lake. The dam creates 43,100 acres of lake surface area across three states, with the Tennessee portion accounting for approximately 6,159 acres of the total. The lake runs south from the dam for roughly 53 miles to the Alabama/Mississippi border.

The name Pickwick — used for the dam, the lake, the landing, and the state park — comes from the community of Pickwick Landing that preceded the reservoir. The community itself took its name from Charles Dickens' novel "The Pickwick Papers," a fitting piece of literary history for a Tennessee River community that no longer exists above water. The original Pickwick Landing post office and community center were among the structures relocated or lost to the impoundment.

Like Chickamauga and Nickajack downstream, Pickwick Lake operates primarily as a navigation reservoir — maintaining sufficient pool to support commercial barge traffic on the Tennessee River. That navigation mission means a modest 6-foot annual drawdown, far less disruptive to dock owners than the 20 to 60-foot drawdowns on flood-control reservoirs in the eastern and northern parts of the TVA system. Docks on Pickwick Lake stay in the water year-round.

Pickwick Landing State Park, operated by the Tennessee State Parks system on the Hardin County shoreline near the dam, provides a significant public amenity for the surrounding lake community — boat launch facilities, a golf course, an inn with lake views, a restaurant, and camping. For full-time lakefront owners, the state park is both a community amenity and a summer-weekend traffic driver. Pickwick Lake also shares the Tennessee River navigation corridor with commercial barge traffic, which moves through the two TVA locks at the dam.

Everything We Cover on Pickwick Lake

Independent research across every topic Pickwick Lake TN buyers ask about.

Money & Costs

The Real Cost of Living on Pickwick Lake

Hardin County tax rate, stable 6-ft drawdown dock costs, and the three-state ownership picture. All-in annual cost on Pickwick Lake TN frontage.

Property Tax on Pickwick Lake TN — Hardin County

Hardin County is among Tennessee's most rural counties. Verified rates, no city overlays for most lakefront, and the math on a stable-pool lake.

Lakefront Insurance on Pickwick Lake

Six-foot drawdown simplifies dock insurance. Three-state lake creates reciprocal fishing rules but standard TN homeowners insurance for TN parcels.

Dock & Shoreline

Pickwick Lake Dock Permits — TVA Section 26a and the 18-Inch Rule

Pickwick's fixed dock deck rule is 18 inches above full pool — not the standard 24 inches on other TVA lakes. What that means for your dock.

Water Levels on Pickwick Lake: The 6-Ft Navigation Drawdown

Pickwick draws down only 6 feet — same logic as Chickamauga and Nickajack. Navigation reservoir stays full to keep barge traffic moving. Year-round dock access.

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Buying & Ownership

Buying on Pickwick Lake TN — Three States, One Lake

TN, AL, and MS each have different disclosure laws, different property tax frameworks, and different fishing licenses. What TN buyers need to know.

Neighborhoods on Pickwick Lake TN

Hardin County shoreline from the dam to the TN/AL line. Pickwick Landing State Park area, marina communities, and the quiet western coves.

What Nobody Tells You About Pickwick Lake

506 families displaced by the dam. The two-lock system and its effect on dock placement. The smallmouth reputation that only locals know.

Lifestyle

Year-Round Living on Pickwick Lake

Savannah TN 20 minutes north. Memphis 90 minutes. The most rural full-time lake living in the Tennessee TVA system.

Retiring on Pickwick Lake

Zero TN income tax, low Hardin County property tax, and a lake that stays usable year-round. The Pickwick retirement case for buyers who want quiet.

Recreation

Fishing Pickwick Lake — Smallmouth Rivals Dale Hollow, Stripers, Crappie

TWRA says Pickwick smallmouth rivals Dale Hollow. Striped bass, largemouth, world-class crappie fishery, and the reciprocal three-state fishing license.

Boating on Pickwick Lake

43,100 acres, two TVA locks, Pickwick Landing State Park marina. Boating the full three-state lake from the TN dam to the AL/MS border.

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