Property Tax Guide for the Guadalupe River

2025 Tax Rates by Entity (Per $100 of Assessed Value)

These figures are pulled from official county and city sources current as of mid-2026. Tax rates change annually -- always confirm the current rate directly with the relevant appraisal district before finalizing a purchase budget.

Comal County's Own Document Should Be Treated as Authoritative

One secondary tax-data aggregator cites a different Comal County rate of $0.305015, conflicting with the county's own official $0.269000 figure. Treat the county's own published document as the authoritative source, and confirm directly with Comal County Appraisal District if a discrepancy matters to a specific decision.

Canyon Lake, Sattler, and Startzville Lack a Clean Single Combined Rate

Because these communities are unincorporated, no city tax applies, but no single official combined-rate figure was available covering every parcel consistently. Confirm the exact combination of county, ISD, and any special district rates directly for a specific address in this area.

Kerrville's Disaster Rate Increase Is a Temporary, Legal Mechanism

The roughly 8 percent increase built into Kerrville's current city rate was approved in September 2025 specifically to fund recovery from the July 2025 flood. Texas law permits this kind of disaster-related rate increase for up to three years, so ask directly whether it remains in effect for whatever tax year is relevant to a specific purchase.

Hunt ISD's Current Rate Requires Direct Confirmation

No verified, current Hunt ISD rate was available in public sources at the time of this research. Given how directly this affects a Hunt-area purchase decision, confirm the current figure directly with the Kerr County Appraisal District rather than estimating from comparable districts.

Worked Example: New Braunfels ISD Property at $600,000

A $600,000 property inside New Braunfels city limits and New Braunfels ISD, at a combined rate near $1.7847 (county plus city plus ISD), would carry an estimated annual bill near $10,700 before any homestead exemption reduces the taxable value.

Worked Example: Kerrville ISD Property at $600,000

The same $600,000 value inside Kerrville city limits and Kerrville ISD, at a combined rate near $1.8113, would carry an estimated annual bill near $10,870, reflecting the current disaster-inclusive city rate.

Confirm Whether Any Special Districts Apply to a Specific Parcel

Comal County Emergency Services Districts add roughly $0.048 to $0.100 per $100 depending on the specific district boundary. Confirm whether a given property falls inside one of these districts before finalizing a complete tax estimate.

Reassess Rates Annually Given How Much Can Change Year to Year

Given how directly the July 2025 flood already changed Kerrville's own city rate, reassess property tax rates annually rather than assuming a figure confirmed at purchase will hold indefinitely, particularly in areas affected by significant disaster recovery costs.

Ingram Offers a Meaningfully Lower Municipal Rate Than Kerrville

Ingram's city rate of $0.3820 runs considerably lower than Kerrville's current $0.5711, though Ingram ISD's $0.9169 rate runs higher than Kerrville ISD's $0.8200, meaning the two towns land in a fairly similar combined range once every entity is added together. Buyers weighing Ingram against Kerrville specifically for tax reasons alone shouldn't expect a dramatic difference in the total bill.

Understand How Assessed Value Differs From Purchase Price

Texas county appraisal districts assess property value independently of a recent purchase price, and that assessed value, not the sale price, determines the actual tax bill. A recently purchased property may see its assessed value adjust upward in the following appraisal cycle, so budget for a potential increase rather than assuming the first year's bill will hold steady indefinitely.

Homestead Exemptions Apply Differently to Primary Versus Vacation Homes

Texas's standard homestead exemption, along with additional exemptions for owners 65 or older or with a qualifying disability, meaningfully reduces the taxable value for a primary residence, but a second home, vacation property, or short-term rental generally won't qualify for these same exemptions, an important distinction for buyers weighing a Guadalupe River property as an investment rather than a primary residence.

Protest Rights Exist if an Assessed Value Seems Too High

Texas property owners have the right to formally protest an appraisal district's assessed value if it seems too high relative to comparable properties, a process worth understanding for any buyer concerned about a specific parcel's valuation trajectory, particularly in a fast-growing area like New Braunfels where assessed values have risen quickly in recent years.

Compare a Specific Parcel's Total Rate Directly With the County

Because rates and district boundaries can be genuinely granular down to a specific parcel, the most reliable way to get an accurate total rate for a property under consideration is a direct request to the relevant county appraisal district, rather than relying solely on published countywide or citywide averages.

What This Means for Your Search

Property tax across the Guadalupe River corridor varies by county, city, ISD, and in Kerrville's case, a temporary post-flood rate increase. Confirm the full, current combination of entities for any specific address before finalizing a purchase budget, and revisit that estimate again each year as rates and assessed values both continue to shift.