States · Texas · Lake Granbury

Lake Granbury

Fort Worth's lake — 45 miles southwest on US-377. 8,200 acres of Brazos River reservoir in Hood County, 10 minutes from the historic Granbury Square. One operator (BRA), one county, and a city-tax boundary that splits the same neighborhood into two very different tax bills.

Operator:Brazos River Authority (BRA)
Size
8,200+ acres / 103 miles shoreline
Operator
Brazos River Authority (BRA)
Counties
Hood (primary), Parker (small western arm)
Full Pool
692.7 ft above mean sea level
Dam
DeCordova Bend Dam, 16 Tainter gates
Built
1969 (BRA / TXU water supply agreement)
Fort Worth
45 miles via US-377
Data Verified
July 2026
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Categories: Trophy Fish · Sunsets · Dock Life · Lake Moments

The Lake at a Glance

Lake Granbury is a man-made reservoir on the Brazos River in Hood County, Texas, created by the Brazos River Authority's DeCordova Bend Dam and completed in 1969. The lake was built without public tax dollars — financed entirely through a water supply agreement with TXU Electric Company, which uses the water for cooling at a natural gas plant on the reservoir and at the Comanche Peak Nuclear Power Plant near Glen Rose. That financial origin is not a trivia footnote: it explains why BRA manages this lake with the posture of a utility-focused operator rather than a recreation-first agency, and why water levels can fluctuate in ways that affect cove-lot buyers significantly.

The lake covers approximately 8,200 acres within Hood County (and a small portion of Parker County on the western arm), with roughly 103 miles of shoreline and a full-pool elevation of 692.7 feet above mean sea level. At roughly 45 miles from downtown Fort Worth via US-377, it is the primary lake market for Fort Worth and the western DFW suburbs — not a Houston commuter lake or a remote retreat, but a suburban-adjacent waterfront community where residents can realistically drive to Fort Worth for the evening.

What Buyers Need to Know First

The most important fact about Lake Granbury that no listing describes: the Granbury city limits boundary runs through what looks like a continuous lake community, and it creates two dramatically different tax outcomes for properties that sit on opposite sides of it. Properties inside Granbury city limits pay a 0.42/100 city tax rate on top of Hood County and school district levies. On a $400,000 home, that city overlay adds roughly $1,680 per year compared to an otherwise identical home just outside city limits. Many Lake Granbury neighborhoods straddle or abut this boundary, and buyers who don't look up the specific parcel's tax entity status before comparing properties are comparing apples to oranges.

The second critical fact: BRA dock permits are issued to individual owners and do not automatically transfer at closing. The BRA's own published guidance and the Hood County News have both stated this clearly — buyers must have the permit transferred or reissued in their name after closing. A dock that is "permitted" in a listing is the seller's permitted dock. It is not yours until BRA has processed the transition.

Everything We Cover on Lake Granbury

Independent research across every topic lake buyers ask about — no agent spin, no IDX padding.

Money & Costs

The Real Cost of Living on Lake Granbury

All-in annual costs — the city tax overlay trap, BRA fees, flood insurance, and the honest number most buyers never see.

Property Tax: City vs. Unincorporated Hood County

Hood County total is 0.2797/100. Add Granbury city at 0.42 and the bill jumps $1,680/yr on a $400K home.

Lakefront Insurance on Lake Granbury

BRA drawdown changes flood zone reality lot by lot. What home, dock, and flood coverage actually costs here.

Dock & Shoreline

BRA Dock Permits: Rules, Costs & Non-Transfer

BRA issues all on-water facility permits. They don't transfer at sale. Construction can't start until permit is approved.

Water Levels & BRA Drawdown Reality

692.7 ft is full pool. BRA manages for water supply and Comanche Peak nuclear cooling. What drought drawdown means for cove lots.

Local Guidance

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Buying & Ownership

Buying on Lake Granbury: What Can Go Wrong

City tax overlay, BRA permit non-transfer, cove depth in drought, HOA financials. The full due diligence checklist.

Neighborhoods & Communities

Indian Harbor, Harbor Lakes, DeCordova Bend, Pecan Plantation, Canyon Creek, Catalina Bay and more.

What Nobody Tells You

The city tax boundary splits neighborhoods. BRA permits don't transfer. Cove lots lose depth in drought. 10 facts agents omit.

Lifestyle

Year-Round Living on Lake Granbury

Historic Granbury Square 10 minutes away. Fort Worth 45 minutes. The honest seasonal reality for full-time residents.

Retiring on Lake Granbury

No Texas income tax, over-65 school tax freeze at Granbury ISD 0.9296/100, Lake Granbury Medical Center. The retirement math.

Lake Granbury vs. Possum Kingdom Lake

BRA operates both. Granbury has the historic square and DFW proximity. PK has Hell's Gate cliffs. How they actually differ.

Investment

Vacation Rental Potential

Fort Worth 45 minutes, DFW 90 minutes. Weekend demand is real. But most Granbury communities have STR-limiting HOA covenants.

Recreation

Boating on Lake Granbury

8,200 acres, no horsepower limit, BRA-patrolled. Marinas, ramps, and what the DeCordova Bend dam release means for boaters below.

Fishing Lake Granbury

Striped bass, largemouth, white bass, catfish, crappie. Below-dam tailwater fishery. TPWD regs and where to find fish.

Things to Do

Granbury Historic Square, Opera House, Fossil Rim, Glen Rose, Dinosaur Valley State Park. The full area guide beyond the lake.

Dining Around the Lake

Granbury Square restaurants, lakeside dining, local favorites. What actually exists within 10 minutes of the water.

Seasonal Recreation Guide

Month-by-month: striper season, Granbury festivals, fall fishing, winter quiet. The real recreational calendar.

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