States · Texas · Lake Texoma

Lake Texoma

An ~89,000-acre Army Corps reservoir straddling the Texas-Oklahoma border, home to Texas's only self-sustaining wild striped bass fishery, a world-record blue catfish, and a genuinely massive dual-state resort development now underway.

Operator:U.S. Army Corps of Engineers, Tulsa District
Size
~89,000 acres / 2,525,568 acre-ft
Operator
USACE, Tulsa District
Counties
Grayson, Cooke (TX side)
Built
1938-1944, Denison Dam
Nearest City
Denison, Sherman
Communities
Pottsboro, Gordonville, Denison
Primary Purpose
Flood control, water supply, hydropower
Data Verified
July 2026
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The Lake at a Glance

Lake Texoma was formed by damming the Red River at Denison Dam, five miles northwest of Denison, Texas. The U.S. Army Corps of Engineers, Tulsa District, built the dam between 1938 and 1944 at a cost of roughly $54 million, using German POW labor from Rommel's Afrika Korps for non-combat construction work. At completion it was the largest rolled-earth fill dam in the world, and the American Society of Civil Engineers named it a National Historic Civil Engineering Landmark in 1993.

At roughly 89,000 acres, Texoma is dramatically larger than any Highland Lake covered elsewhere on this site, and it straddles the Texas-Oklahoma state line, with Grayson and Cooke counties on the Texas side. Unlike the LCRA-operated Highland Lakes chain, Texoma is a federal Corps lake administered out of Tulsa, Oklahoma, meaning a genuinely different regulatory chain of command for anything involving the dam, water levels, or shoreline permitting.

Recreation wasn't even a formally authorized purpose of the reservoir until 1988 — for 44 years after the dam was completed, Texoma existed purely for flood control, hydropower, and water supply. That flood-control-first mission still shapes how the lake operates today.

What Buyers Need to Know First

The single most important fact for buyers: private docks are legally permitted on only about 26 of the lake's roughly 680 shoreline miles, since USACE's Shoreline Management Plan restricts floating facilities to designated Limited Development Areas. Buyers moving from an LCRA-operated Highland Lake, where dock permitting is more broadly available, should recalibrate expectations directly before assuming waterfront automatically means dockable.

The second piece is the fishery. Texoma holds Texas's only self-sustaining, naturally reproducing wild striped bass population, first documented reproducing in 1974, and a 121.5-pound world-record blue catfish was caught here in 2004. No other lake covered on this site can match this fishing pedigree.

The third piece is the scale of current change. Two massive resort developments — Preston Harbor with an anchor Margaritaville resort on the Texas side, and Pointe Vista with a Hard Rock Hotel & Casino on the Oklahoma side — represent a combined roughly $8 billion transformation of a historically low-key, fishing-and-retiree lake, with the first phases opening in 2026 and 2027.

Everything We Cover on Lake Texoma

Independent research across every topic Lake Texoma buyers ask about — Grayson County tax math, USACE dock restrictions, the coming resort boom, and which nearby community actually fits you.

Money & Costs

The Real Cost of Living on Lake Texoma

Grayson County taxes and a genuinely rural-to-resort market in transition.

Property Tax Around Lake Texoma

Denison, Sherman, and Pottsboro rates compared, plus unincorporated Gordonville.

Lakefront Insurance on Lake Texoma

Flood control as the dam's primary purpose changes the risk picture.

Dock & Shoreline

Dock Permits: USACE's Rules for Lake Texoma

Private docks are legally allowed on only 26 of roughly 680 shoreline miles.

Water Levels on Lake Texoma

A record flood crest of 645.72 feet and only five spillway overflows ever.

Local Guidance

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Buying & Ownership

Buying on Lake Texoma: What Can Go Wrong

Two states, two counties, and a shoreline mostly off-limits to docks.

Denison, Sherman, Pottsboro & Gordonville

Genuinely different communities ring this interstate reservoir.

What Nobody Tells You

A 2024 border redraw, submerged towns, and an $8 billion resort boom.

Lifestyle

Year-Round Living on Lake Texoma

A genuinely rural North Texas setting an hour from Dallas.

Retiring on Lake Texoma

No state income tax and a market that's historically been a retiree favorite.

Investment

Vacation Rental Investment on Lake Texoma

A striper-fishing destination entering a major resort-driven transition.

Recreation

Boating on Lake Texoma

One of the largest reservoirs in the US, with genuine open water.

Fishing on Lake Texoma

Texas's only self-sustaining wild striped bass fishery.

Things to Do Around Lake Texoma

Eisenhower State Park, Hagerman NWR, and a world-record catfish.

Seasonal Recreation & Events

A calendar shaped by striper runs and flood-control releases.

Comparisons

Alternatives to Lake Texoma

If restrictive dock rules or the resort boom aren't the fit, here's where else to look.

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